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Mortgage Loan

Aplică Online

A loan that does whatever you want

Your choice

Fixed interest rate first 7 years or floating for the entire period

Maximum amount

400.000 Eur, equiv in Lei

Accessible

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Special Offer

If you are looking for that place to feel at home, where you may plan to build memories for a lifetime, choose the Mortgage / Real Estate Loan.
The interest rate of 4.16% is calculated as follows: 2.30% bank margin + 4.06%. IRCC on 01.10. 2022

6,36 %
  • Costs
    • Without income in Intesa Sanpaolo Bank account 4,16%+IRCC %
0 EUR 0 EUR

Perioada

0 - 0 -

Tipul dobânzii

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  • Monthly installment
    EUR
    • Variable IR monthly installment - EUR
    • Loan amount - EUR
    • Tenor - -
    • Interest rate Fixed interest rate -
    • Variable interest rate - %
    • APRC - %
    • Loan processing fee - LEI
    • Amount to repay - HRK
  • Monthly installment
    EUR
    • Monthly installment Fixed IR monthly installment - HRK
    • Variable IR monthly installment - HRK
    • Loan amount - HRK
    • Tenor - -
    • Interest rate Fixed interest rate -
    • Variable interest rate - %
    • APRC - %
    • Loan processing fee - LEI
    • Amount to repay - HRK
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Pentru un Credit Ipotecar in valoare de 290.000 Lei, acordat pe o perioada de 25 ani, 300 de rate egale, cu dobânda variabilă de 6,36%, formată din IRCC (4,06% la data de 01.10.2022) + marja fixa de 2,30%,  costul de administare cont curent de 4 Lei/lună și prima de asigurare de 20 Eur/an pentru PAD, respectiv 341,18 Lei/an pentru polita facultativa (valoare estimativa, in ipoteza in care polita este incheiata prin intermediul Bancii), DAE este 6,80%, rata lunară 1.932,81 Lei, valoarea totala platibila: 592.513 Lei.

DAE nu cuprinde: costul cu evaluarea care va fi achitat direct către evaluator, costul cu înscrierea ipotecii imobiliare în CF care va fi achitat direct către notar, taxa de înregistrare a garanțiilor mobiliare la RNPM, aceasta fiind suportat de către bancă.


 

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