SMEs loans
Choose from our wide offer of loans for SMEs.
Benefits for your business
Specialized consultancy
Flexibility
Designed for you
How big do you want to be tomorrow?
Financing for better business
Working capital
Credit facilities for your working capital.
- Working capital, revolving lines, overdraft
- Our specialists are available for you
- You can choose Lei, Euro, USD but also multicurrency
Loans granted with EIF guarantee
Investment loans and working capital credit lines, to facilitate access to financing and support the development of SMEs.
- Financing agreement with the European Investment Fund (EIF)
- Max. guarantee 50 - 70%, depending on the development of the region
- Lower financing costs translated into a financial benefit
Loans granted with BID guarantee
Financing for SMEs supported by the IDB guarantee at low costs.
- Portfolio guarantee offered by IDB
- Guarantee percentage of 70%-80%, depending on the company
- Lower financing costs translated into a financial benefit
Investment loans
We provide medium and long-term loans to help your business grow.
- short and long term loans
- land purchase or refinance of interior investments
Financial Leasing
Vehicle, equipment and machinery leasing.
- The asset is available, without blocking the entire amount of money
- Leasing offer with customized financing conditions
- Services package: insurance, purchase support, registration operations
Agricultural loans
Financing package designed to meet your farming needs.
- Loan for daily expenses
- for agricultural equipment
- Short term loans based documents released by APIA
