IMM Invest

Along Romanian companies also in 2021 in IMM Invest program and in AGRO IMM Invest subprogram

Benefits for your business

Profitable

0% interest for a period of 8 months from the first use of the loan

Flexible reimbursment

72 months maximum grant period

Guaranteed by the state

The state guarantees up to 90% of the loan amount

Benefits


IMM Invest Romania is one of the most important support programs for Romanian companies, through which micro, small and medium enterprises and small enterprises with medium market capitalization can meet their financing needs by accessing one or more loans for investment or working capital , even in the current context.

Also, under this support program, the AGRO IMM INVEST Subprogramme supports companies in the field of agriculture, fisheries, aquaculture and food sector by accessing one or more loans for investment or working capital

  • The state guarantees up to 90% of the value
  • You do not pay interest for the first 8 months from the date of granting the loan and the guarantee fee for the entire loan period is 100% subsidized from the state budget
  • No early reimbursment fee
  • 36 months maximum grant period for working capital lines, with the possibility of extension to 72 months
  • 72 months maximum period for granting investment loans 
  • Financing in lei
  • If you apply for a loan under the AGRO IMM INVEST subprogram, you will receive from the state budget a non-reimbursable amount of maximum 10% of the loan amount 
imm invest
Loans for investments and credit lines for working capital will be guaranteed by FNGCIMM, through the Ministry of Public Finance, as follows:
  • Micro-enterprises and small enterprises - up to 90% of the value of working capital loans, with a maximum value granted of 500 thousand lei in the case of micro-enterprises, respectively 1 million lei in the case of small enterprises.
  • Micro-enterprises for loans of more than 500 thousand lei, small enterprises for loans of more than 1 million lei, medium-sized enterprises and small enterprises with average market capitalization - up to 80% of the value of working capital loans, with a maximum value of 5 millions of lei.
  • Up to 80% of the value of investment loans granted under the program, regardless of the type of enterprise. The amount of loans cannot exceed 10 million lei.
  • The maximum cumulated value of state-guaranteed financing (investments and working capital) that can be granted to a single company is 10 million lei.
Care sunt pașii pentru accesarea finanțării

Care sunt pașii pentru accesarea finanțării

  • Accesați  www.IMMInvest.ro și completați toate datele de identificare ale firmei;
  • Alegeți Intesa Sanpaolo Bank Romania ca banca finanțatoare în acest program și completați informațiile despre tipul produsului de credit și suma solicitată în lei;
  • În cazul în care optați pentru AGRO IMM INVEST, selectați CAEN-ul eligibil pentru finanțarea din domeniul agriculturii, pescuitului, acvaculturii și sectorului alimentar, bifați “DA” în campul “se solicită finanțare în cadrul AGRO IMM INVEST” și “ DA” în campul “Grant nerambursabil - max 10% din valoarea creditului;
  • Încărcați certificatul de înregistrare fiscală, cartea de identitate și declarația IMM în format .pdf (completată și semnată);
  • În cazul în care informațiile sunt corecte, veți primi un număr de înregistrare și un mesaj de confirmare;
  • FNGCIMM verifică datele financiare și emite acordul de principiu privind eligibilitatea în cadrul programului
  • Pregătim împreună dosarul de credit și retrimitem spre analiză către FNGCIMM pentru acordul final asupra garanției;
  • După ce primim răspunsul final de la FNGCIMM privind acordarea garanției, stabilim împreună pașii necesari pentru semnarea contractelor.

WANT MORE DETAILS?

Leave us your contact details and we will call you back!

eroare

I've read the personal data protection notice available here - Personal data protection



Assistance

Customer support services available 24/24

We use cookies to personalize content and ads, for offering social networks functionalities and for traffic analysis. We offer our social networks, advertising and traffic analytics partners informations about your website usage. They can combine this data with other informations offered by you while using their services. To learn more, refuse to approve cookies, see the separate page - Cookies Policy.