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InnovFin loans

If you want to invest in innovation, we offer financing through InnovFin SME Guarantee Facility program.

We support innovation

If you are interested in investment projects in innovation, Intesa Sanpaolo Bank offers you financing solutions through the InnovFin SME Guarantee Facility Program.

The loan is supported by the InnovFin Guarantee Facility instrument, with financial support from the European Union under the Horizon 2020 Financial Instruments Program and the European Fund for Strategic Investments (EFSI) under the Investment Plan for Europe. The EFSI aims to support the financing and implementation of investments in the European Union and to facilitate access to finance.

Main features of InnovFin SME Guarantee Facility:

To whom it's addressing: small and medium enterprises and small mid-cap enterprises, not listed on the stock exchange and which meet the eligibility criteria for credit and investment;

Credit purpose: new investments in corporate and unincorporated assets, working capital or transfer of activity;

Credit characteristics:
- minimum maturity: 12 months;
- maximum maturity: 3 years for revolving facilities and 10 years for other facilities;
- minimum value: 25,000 Euro;
- maximum value: 7,500,000 Euro.
- financing currency: lei or euro
- guarantee offered by the European Investment Fund: 50% of the loan amount 




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