Instant Payments

All payments made via Mobile & Internet Banking are processed instantly, up to 50,000 RON. You can check the status of your Instant Payments by accessing the Payments / Payment List section.

Pay or receive money in real time within Romania, up to 50,000 RON.

Available anytime, 24/7, 365 days a year, without having to select the Urgent option from the Payments Menu - New Payment.

The recipient has instant access to the received funds.

A fast interbank payment method, with maximum security.

List of banks participating in the Instant Payments system, alongside Intesa Sanpaolo Bank:
Banca Comercială Română S.A, Banca Transilvania, CEC Bank, Libra Internet Bank, Vista Bank, Patria Bank, Raiffeisen Bank, BRD, ING, Alpha Bank, Salt Bank S.A, Banca Română de Credite și Investiții, Techventures Bank, Unicredit Bank, Smith&Smith, Revolut Bank, Garanti BBVA, Nexent Bank N.V. Amsterdam Sucursala București, and Transfer Rapid Electronic S.R.L.

Please note that although ING Bank N.V. Amsterdam, Sucursala București, is a participant in the Instant Payments scheme for payments in RON, for technical reasons, it does not currently guarantee instant crediting of funds for accounts belonging to Corporate Clients (e.g., utility providers, service providers, multinational companies).

If you make a payment to a beneficiary with an account at ING Bank who falls under the Corporate Client category, the payment will be processed as a regular payment, not instant.