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Mastercard Gold Credit Card

Ia-ți cardul de credit Mastercard Gold și bucură-te de beneficiile asociate!

Enjoy your Premium Card

Travel insurance

Insurance for Local or Abroad Travels

Premium card

Access to Premium Mastercard Offers Program

Business Lounges

Free of charge access in certain airport's business lounges

What you get

  • Contactless card;
  • Grace period of up to 45 days for both card payments at the merchant and cash withdrawals;
  • Fixed annual interest: 22% (both on purchases and cash withdrawals)
  • View information via the Internet Banking application
  • SMS notifications for transactions made
  • Account statement sent by e-mail or available in Internet Banking

Additional Benefits

  • 2 free admissions per year to Business Lounges in airports: Otopeni, Timisoara, Sibiu and Vienna Details here
  • Access to the Premium program organised by Mastercard Details here 
  • Free travel insurance in Romania and abroad
  • Free insurance for online purchases;
  • Mastercard Travel Rewards;
  • Discounts in the network of national partners;


Pay securely online with your Intesa Sanpaolo Bank card  

We know how important the security of card payments is to you, especially when it comes to online purchases. 
The last step when making an online payment with your Intesa Sanpaolo Bank card on a site enrolled in the 3D Secure program is authentication, and you can do it securely using one of the options below:

  • #WITH KEY, functionality within the Mobile Banking application. 
  • mToken Card application
  • 3D Secure token

Use #WITHKEY from the Mobile Banking app and quickly confirm your card payments online

Are you an Intesa Sanpaolo Bank Mobile Banking user? 
You have at your fingertips #WITHKEY, part of the Mobile Banking app, the easiest way to authenticate payments made at merchants enrolled in the 3DSecure programme. 
No need to download a new app, all you need to do:

Enable push notifications for Mobile Banking from your phone's settings 
Confirm payment via #WITHKEY by accessing the push notification received on your phone and using the authentication method available in the app: biometrics (facial recognition, fingerprint) or any security key (PIN, pattern, password, etc.)
If you have not activated push notifications or have not received the notification, access #WITHKEY, swipe the screen, scan the QR code displayed on the authorisation page, confirm using the app's authentication method and enter the code generated on the authorisation page. That's it, you have completed your payment authentication!
Further details about confirming online payments using the strict authentication in #WITHKEY, Mobile Banking functionality are available here


credit card mastercard gold
Credit Card Mastercard Gold
  • anywhere in the world, where the Mastercard logo is displayed, for payment at merchants (physical or online stores) or for cash withdrawals
  • Contactless card, so you can make quick payments
  • Enrolled in the 3D-Secure security standard, for secure online payments. You can authorize payments directly from your phone using the Card mToken application.
Eligibility Criteria

Eligibility Criteria

Minimum age: 23 years
Maximum age at the time of credit expiration: 61 years with the status of employee
Minimum net income: 2000 LEI / month
Seniority in work: 3 months at the current employer and at least 12 continuous months in the last 2 years


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I've read the personal data protection notice available here - Personal data protection

Cards assistance

For more details about our offer, free support or to declare a lost/stolen card, please contact us at immediately at Info Card +4 0372.712.194 or Call Center 0800.800.888 (free of charge in any Romanian network), available 24/7.

Need help?

Customer support services available 24/24