Visa Inspire debit card

• 0% fee for shop payments in Romania and abroad
• 0% fee for online payments    
• Contactless - payments under 100 Lei without PIN
• Enroll your card in Google Wallet and pay securely at any store with contactless POS or online and in apps where the Google Pay logo is displayed. Click here for more details.
• Enroll your card in Apple Wallet and pay securely at any store with contactless POS or online and in apps where the Apple Pay logo is displayed. Click here for more details.

Intesa Sanpaolo Virtual Card — Your Secret Code for Online Shopping

Generate an instant temporary virtual card directly from Mobile Banking or Internet Banking, valid for a single online payment. Think of it as a "temporary code" for your card: you always pay with a new card, while your physical card remains secure.

Benefits of a Virtual Card

• Instant issuance via Mobile Banking or Internet Banking, whenever you need it, with no additional issuance or maintenance fees.
• Linked to your active Visa Inspire card and the same RON current account, and can be used exclusively for online payments (e-commerce).
• You can have up to 5 active virtual cards at the same time.
• You can issue up to 5 virtual cards per day.
• One card, one online payment. The transaction is protected by 3D Secure (Visa Secure), and the card automatically becomes inactive after the payment is completed.
• The card is valid for up to 5 days from issuance or until the first transaction, whichever comes first.
• You choose the spending limit when issuing the virtual card (up to RON 50,000). This limit cannot be changed afterwards. When making an online payment, the lower limit between the one you selected and the maximum usage limit of your Visa Inspire physical card will be applied automatically.
• You can block the virtual card at any time through Mobile Banking or Internet Banking. Blocking is irreversible and does not affect your physical card.
• It is a virtual-only card: it has no physical form, cannot be stored with merchants, and cannot be added to digital wallets.

How to Use It

1. Generate it in Mobile Banking or Internet Banking in just a few seconds.
2. Enter the card details (card number, expiry date, and CVV) when making an online payment. Be sure to note down the CVV immediately after the card is generated. For security reasons, it is not stored anywhere and cannot be retrieved later.
3. The card is automatically deactivated after the first successful transaction or within a maximum of 5 days from issuance, whichever comes first, with no action required on your part.

Pay securely online with your Intesa Sanpaolo Bank card  

We know how important the security of card payments is to you, especially when it comes to online purchases. 
The last step when making an online payment with your Intesa Sanpaolo Bank card on a site enrolled in the 3D Secure program is authentication, and you can do it securely using one of the options below:

• #WITH KEY, functionality within the Mobile Banking application. 
• mToken Card application
• 3D Secure token

Use #WITHKEY from the Mobile Banking app and quickly confirm your card payments online

Are you an Intesa Sanpaolo Bank Mobile Banking user? 
You have at your fingertips #WITHKEY, part of the Mobile Banking app, the easiest way to authenticate payments made at merchants enrolled in the 3DSecure programme. 
No need to download a new app, all you need to do:

Enable push notifications for Mobile Banking from your phone's settings 
Confirm payment via #WITHKEY by accessing the push notification received on your phone and using the authentication method available in the app: biometrics (facial recognition, fingerprint) or any security key (PIN, pattern, password, etc.)
If you have not activated push notifications or have not received the notification, access #WITHKEY, swipe the screen, scan the QR code displayed on the authorisation page, confirm using the app's authentication method and enter the code generated on the authorisation page. That's it, you have completed your payment authentication!
Further details about confirming online payments using the strict authentication in #WITHKEY, Mobile Banking functionality are available here

Authorize online Visa Inspire / Visa Business card payments directly from your phone with the new mToken Card app!

This app is a safe and handy alternative, faster and friendlier than the physical token, the one you should always have remember to take it with you to complete payments through 3D Secure. The two ways to confirm transactions work in parallel, so you can choose what is easier for you.

Read below to find out how to activate the application and how easy it is to authorize online payments made with the card. 

#1. #1. Download the Card mToken app from Google Play (Android) or the App Store (iOS).

#2. Activate the Card mToken application by calling free of charge from any telephone network in Romania the number 0800.800.888 or you can call the number valod also for abroad (regular tariff): 0040 372 712 194 to receive the necessary codes. It doesn't take long, and our colleagues are available to help you in case you have any questions or concerns about Card mToken. It is important to allow notifications sent by the application (Push type). 

You can now authorize card payments directly from your phone:

1. After entering the card details in the payment page you will be redirected to the 3D Secure page, as before. Here you choose the authorization through Card mToken.

2. You receive a notification on your mobile phone. You open it and approve the payment or if you change your mind, you cancel the transaction. You will see a confirmation message, then you can return to the store page and ready, you paid. If you did not receive the automatic notification or deleted it by mistake, you can access the mToken Card and see the transaction on the first screen.

Check below in the Documents and information section  the Card mToken User Guide to see all the steps for signing transactions.

Good to know - for your safety, the signing will be done only after authentication in the application with fingerprint, FaceID or PIN code set when activating the mToken Card. The transaction has a 10-minute signing deadline - after this time, if it is not confirmed or canceled, we will cancel it automatically.