Internet Banking

Digical is the Bank's digital banking service, which offers a modern, fast, easy and secure way to access the Bank's services and products.
The services provided by Digical can be accessed through the Mobile Banking Digital application intended for mobile devices, as well as through the Digical Internet Banking service.

Digital Mobile Banking and Digital Internet Banking are addressed exclusively to natural person customers, account holders.

To activate the Digical service, the customer's physical presence in one of the bank's branches is required.

It can be accessed directly through internet banking (Digical Internet Banking), or through the Mobile Banking Digical application that can be downloaded from the App Store, Google Play or the Huawei store.

Customers who, at the time of Digical's launch, are already users of the I-B@nk internet banking service will be able to continue to benefit from this service, if they wish, or they will be able to opt for enrolling in the Digical Internet Banking service.
Starting with the Digical launch date, new customers will be able to benefit exclusively from the Digical Internet Banking service.

The two services will not be able to be used in parallel. If a user of the I-B@nk internet banking service wants to activate the Digical service, this means that the I-B@nk service will cease by law, without any other formalities.

When contracting the service, the customer can choose one of our START, PLUS or PREMIUM offers. The Digital service does not have an additional cost for these offers.

It is a specific functionality of Mobile Banking Digital which consists in the possibility for the customer to make split payments, i.e. to share a payment with other customers of the Bank, who are also enrolled in Mobile Banking Digital.

It is a specific Mobile Banking Digical functionality that allows customers to pay to the recipient's account by selecting the mobile phone number from the contact list.

a) Daily limits per client – ​​50,000 RON or EUR equivalent
b) Monthly limits per client – ​​250,000 RON or EUR equivalent
The limits mentioned above do not apply to transfers between the customer's own accounts.
c) Daily limit for currency exchanges: there is no imposed daily limit
d) Limit per transaction for currency exchanges: 19,999.99 EUR equivalent/transaction (currency/RON) respectively 99,999.99 EUR equivalent/transaction in the case of conversions (currency/currency)

Transaction limits for operations carried out through Digical Internet Banking and Digical Mobile Banking can be increased at the customer's request, through a written request submitted to the Bank's headquarters.